Bell Direct, launched in June 1997, is part of Admiral Insurance who are an extremely large, profitable and long established insurance company. Bell Direct operate from the same premises as Admiral Insurance. They endeavour to communicate in the main by e-mail to keep costs and premiums low.
They provide a number of different types of insurance such as car insurance, multicar insurance, van insurance, travel insurance, home insurance, car warranty cover and breakdown cover.
You can obtain quotations and process applications for car insurance from Bell Direct either online or over the telephone.
Bell Direct have developed a car insurance policy that is designed for safe drivers that some other car insurers are now starting to introduce. Once you have taken out a car insurance policy with Bell Direct they will have fitted a small unit to your car at their expense. This will collate information about your driving whilst you are at the wheel namely braking, acceleration and speed.
It will record when the car was being used, the distance it travelled and location.
You can access your own personal data that has been stored that provides analysis about your safe driving characteristics and areas of your driving that need to be improved.
As the system takes into account the manner in which a car is being driven, this type of policy may be of particular benefit to young drivers who tend to be stereo-typed into a high risk group by most car insurance companies and are usually faced with paying premiums that are far greater than an older driver.